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What credit cards have the best rewards programs?

I’ve got all my bills paid off (school and credit cards) and i was looking to cancel all the credit accounts and just open one account with a card that has good benefits for using it. Then i’m going to pay my insurance, phone, car and other expenditures with that card and just pay it off every month so i don’t have to pay interest, but i get benefits. Anyone know of any good cards?

Chase offers a reward card that you can alternate between getting cash back or miles/points. I personally like my Washington Mutual (formerly Providian) because they pay promptly on the anniversary date/month a rebate check. Not just credit into your account. Most only offer 1% (the 5% c’mons) are for only certain transactions AND the merchant has to be coded as that specific vendor, i.e. gasoline station, not a convenience store, etc……so you won’t really see that much difference between the two rebate amounts. Review at bankrate.com credit card section and punch in criteria you want. Yahoo Finance also has a credit card analysis page. (to me CASH is always better than points/credits for future purchases, like GM card because you have to BUY something to take advantage. what if you only want the money? Take the cash!!!)

This entry was posted on Saturday, November 20th, 2010 at 10:55 pm and is filed under credit cards. You can follow any responses to this entry through the RSS 2.0 feed. You can leave a response, or trackback from your own site.

5 Responses to “What credit cards have the best rewards programs?”

  1. jon0055 Says:
    November 21st, 2010 at 4:19 am

    amex

    american express,visa
    References :

  2. Nightfly Says:
    November 21st, 2010 at 4:38 am

    Citcards Diamond Rewards. I alway get gas cards, cause i am too cheap to buy it at the pump.
    References :

  3. bohboh Says:
    November 21st, 2010 at 5:17 am

    dont cancel all ur credit cards. U should atleast leave ur oldest credit card open. (so u can have a longer credit history)

    Interms of best rewards programs, it really depends on what u r more interested in. Cash back? Rewards? Gas card?
    References :

  4. Abbi G Says:
    November 21st, 2010 at 6:07 am

    I like the Citi card myself. They have several different type of cards though….airline miles, diamond rewards, cash back. I have the diamond rewards card too.
    References :

  5. MJ Says:
    November 21st, 2010 at 6:52 am

    Chase offers a reward card that you can alternate between getting cash back or miles/points. I personally like my Washington Mutual (formerly Providian) because they pay promptly on the anniversary date/month a rebate check. Not just credit into your account. Most only offer 1% (the 5% c’mons) are for only certain transactions AND the merchant has to be coded as that specific vendor, i.e. gasoline station, not a convenience store, etc……so you won’t really see that much difference between the two rebate amounts. Review at bankrate.com credit card section and punch in criteria you want. Yahoo Finance also has a credit card analysis page. (to me CASH is always better than points/credits for future purchases, like GM card because you have to BUY something to take advantage. what if you only want the money? Take the cash!!!)
    References :

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